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Silver is now pricier and better than Gold, in 2026 WAHealthPlanFinder ACA terms

Silver is now pricier and better than Gold, in 2026 WAHealthPlanFinder ACA terms

https://preview.redd.it/97kbxfrizkwf1.png?width=2528&format=png&auto=webp&s=087e737e6caa3c7acf1566637c870053739e2002

Today the WAHealthPlanFinder cost estimator went live for 2026. There are now two levels of Gold plans – “Vital Gold” and “Complete Gold” across insurance companies – but both of these levels are lower-end compared to Silver plans. Silver is now functionally Gold and Gold is Silver. Anyone know why they did this?

Plan Price before subsidies Deductible Max OOP PCP Visit co-pay
KP Cascade Vital Gold $485 $1900 $8800 $15
KP Cascade Complete Gold $518 $1000 $7000 $15
KP Cascade Silver $615 $750 $2850 $5
Ambetter Cascade Vital Gold $391 $1900 $8800 $15
Ambetter Cascade Complete Gold $437 $1000 $7000 $15
Ambetter Cascade Silver $524 $750 $2850 $5

submitted by /u/malusrosa
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