I’ll keep this as simple as I can.
- Started a new job on 6/10/24
- Went for an annual physical + a few other doctors visits thru 7/1/24 – 7/31/24
- Daughter is born on 9/5
- Add daughter to insurance on 9/5
- Medical bills arrive at my house on 1/8/25 with “coverage denied”
- REASON: “No coverage for service dates”
- Call United asking why I am showing no coverage for doctors visits
- United says: “Had to cancel your single-user plan, for multi-user plan to include your daughter”
- Can’t receive coverage for single-user visits, now that multi-user plan is in effect
- Talk to my HR at work: “That seems wrong, but there might not be anything we can do”
- Currently stuck with the full cost of my doctors appointments now.
- About $1000 dollars for telehealth and in-person visits
And so it begins!
I now have hour long appointments with the following people:
- My work HR to find out if this is legit
- ADP (my work’s “benefits broker” who gives us health insurance)
- United Healthcare who is partnered with ADP
What the hell are we doing as country????
submitted by /u/_chksum
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