Bellevue Seattle

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PSA: Your health insurance sent you a fecal colon cancer test in order to pay less for colonoscopy

My Seattle health insurance company (Ambetter, Coordinated Care) sent me a fecal colon cancer test, and I was impressed that they were so proactive in worrying about my health.

It turns out that if you just get a colonoscopy as a SCREENING procedure then the insurance pays 100%. But if you take a test like this first, and a positive test then makes you get a colonoscopy, that colonoscopy is DIAGNOSTIC, and you will pay from your deductible.

The test has a high false positive rate, too.

submitted by /u/BBorNot
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